1. The .......... draft is most commonly used in international trade; payment is on demand or on presentation of negotiation documents to the paying bank or importer, although in practice, the bank may pay within three working days after receipt and review of the negotiation documents.

2. FAST serves as .......... Agent and Registrar, performing the functions of original issue, cancellation and reissuance of stock certificates; we utilize a state of the art computer system, which is specifically designed to handle high-volume transfers and provide up-to-date shareholder records.

3. The balance on a .......... card account is payable in full when the statement is received and cannot be rolled over from one billing to the next; because you cannot carry a balance, the card doesn't have a periodic or annual percentage rate, so there is no rate for a card issuer to disclose.

4. The big manufacturers of telecom equipment don't want to see part of their potential market shrivel up and die, so they're leaping into the vacuum left by the capital markets and committing billions in .......... financing for equipment to shore up cash-strapped service providers.

5. A 403 (b) plan is a retirement plan similar to a 401(k) plan, but one which is offered by ......... organizations.

6. Also known as liquidation (converting assets into money) or a straight bankruptcy, .......... 7 Bankruptcy is the most common form of bankruptcy filing; under this part of the Code, all non-exempt property of the debtor is sold and the proceeds of the same are distributed to the creditors.

7. If your total losses exceeded your gains, then the remaining amount can be applied in later years at a clip of $3,000 per year, for as long as you live or until they expire; what you have with these old losses is a particularly gruesome kind of asset — the tax loss ..........

8. The Federal .......... Market Committee decided to keep its target for the federal funds rate at 5-1/4 percent; its predominant policy concern remains the risk that inflation will fail to moderate as expected, and future policy adjustments will depend on the evolution of the outlook for both inflation and economic growth.

9. A widely used approach for calculating hedge ratios for Treasury futures contracts assumes that the contract will be settled with the currently cheapest-to-deliver note or bond; with that single-deliverable assumption, the futures' PVBP (price value of a .......... point) is the converted, forward PVBP of $100,000 par of the cheapest to deliver.

10. In deciding which risks to take on, you should weigh opportunities against the downside; one standard measure of return on risk is the .......... ratio, named after the Nobel Laureate professor and calculated using standard deviation and excess return to determine reward per unit of risk.