1. .......... Depositary Receipts were first issued in 1928 to assist investors in the US who wanted to purchase shares in foreign corporations; they are negotiable certificates which evidence share ownership in non-US corporations.

2. An activity-based .......... system is a model which identifies activity centers in a company and then assigns costs to cost drivers based on the numbers of transactions in the process of providing each product or service.

3. The Federal .......... Committee is the monetary policy-making body of the FRS: it formulates policy to promote full employment, stable prices, economic growth and a sustainable international payments and trade.

4. The State Bank of India will raise a one-year $90 million foreign currency loan on February 2, 2008; the loan has been fixed at the rate of 27.5 basis points above LIBOR ( .......... inter-bank offer rate) and will be used to finance exports and repay old loans.

5. In general, we are required to take a Required Minimum .......... each year from a Traditional IRA after we reach age 70; it is calculated by dividing the December 31st fair market value of our IRA by a life expectancy factor determined with IRS tables.

6. Securities, cash and similar investments may be placed and maintained with a futures commission .......... by a fund in any amounts required to effect the fund's transactions in exchange-traded commodity options and futures contracts.

7. The sum of the years' .......... is a method of accelerated asset depreciation that deducts for greater depreciation in the earlier part of an asset's useful life and less nearer the end of it.

8. The cash income now is the .......... equivalent of a later and larger cash income that would result from the saving of the present cash.

9. The $175,000 .......... bond issued by the commissioners of the sinking fund dated August 1, 1907, bearing interest at six percent payable semiannually, remains in force, constituting a perpetual obligation of the State and the interest thereon a perpetual charge upon its Treasury.

10. Investment performance is of primary importance, but .......... investment strategy provides a safety net; if my portfolio includes investments in many sectors — real estate, gold, treasury bonds and forex markets — I can weather storms in specific sectors.