1. .......... in the stops is a manipulative practice in which a trader sells a large number of a stock in order to bring down its price to a level where stop orders exist; these are then activated, touching off other stop orders, and the process snowballs.

2. Legally, a settlor is one who settles property for the benefit of a beneficiary; in legal systems, a settlor can also be referred to as a grantor, a .........., or a donor.

3. With the issuance of capital stock, the Capital Stock account is credited with the issued shares' par value, while the excess (if any) of the market value received over par is credited to the Additional .......... Capital account.

4. When a mutual fund sells any holdings, it is required by law to distribute to its shareholders essentially all the gains in capital gains .......... ; these, which typically occur once or twice a year, are made primarily for tax purposes.

5. The .......... percentage rate does not affect monthly mortgage payments, which are a function of interest rate and loan term; its purpose is to indicate the true loan cost, preventing lenders from advertising low rates while hiding fees.

6. A .......... trust is created in order to hold ownership of a person's assets during the individual's lifetime and to distribute them after death; normally, the grantor may serve as a trustee and control those assets even though they are the property of the trust.

7. On 5 August 1997, Bill Clinton signed into law the Taxpayer .......... Act of 1997 and the Balanced Budget Act of 1997; the tax law made over 800 changes to the US's massive tax code, affecting nearly every taxpayer.

8. Real Estate Mortgage Investment .......... (REMICs) are very complex, but the basic concept is that the cash flow from an underlying pool of whole loans are tranched or sliced up into separate securities with different time-to- maturity horizons and cash flow characteristics.

9. .......... interest is interest based not on a 365-day year but on a 360-day year, and this can result in a significant difference.

10. Abandoning ..........-based compensation is difficult, because some employees always want to contribute more and logically expect more in return, demanding differentiation in salaries.