1. Finance Minister Paul Martin announced today that the federal government reduced its debt by $17.1 billion in 2000- 01, the largest debt .......... in history by a Canadian government.

2. If dividends are not paid within the specified period, then before the company pays off its common shareholders, it shall have to distribute the .......... dividend to the preference shareholders.

3. The .......... spread between corporate bonds and U.S. treasury bonds increased from 1.09 percent (Aaa-rated bonds) and 1.69 (Baa-rated bonds) in July 1998 to 1.84 percent (Aaa) and 2.65 percent (Baa) in October 1998.

4. A writ of .......... shall issue only upon court order on motion of a party claiming the right to possession of chattels; such order may be entered by the court only after it finds that the party in possession appears about to abscond or about to destroy, secrete or otherwise dispose of the chattels.

5. The US Bureau of Economic Analysis dished out some discouraging news recently, saying that Americans had a negative savings .......... of 0.5 percent for 2005, the first time that's happened since the Great Depression; our saving habits have been doing a gradual slide since May 1985 when we saved 11.1 percent of our disposable income.

6. Employee stock purchase .......... can be a good deal for those who participate; like incentive stock options, they can make it possible for you to buy stock at a bargain price without reporting income until you sell the stock.

7. Are you taking advantage of all the tax benefits Uncle Sam has to offer? — the goal of tax .......... is to help you minimize your federal income tax liability as much as you are allowed by tax law.

8. In Ontario, land .......... tax is imposed on the acquisition of an interest in land by registered conveyance or unregistered disposition; the tax is calculated on the value of the consideration for the transfer, sometimes deemed to be the fair market value of the land.

9. The .......... report of the debate in Congregation on 10 March on the general resolution concerning the Report of the Commission of InQuiry is set out herein: "MR VICE-CHANCELLOR: Before we begin the debate, I should express on behalf of Congregation our gratitude to..."

10. It appears that the US federal annual $10,000 gift-tax .......... will finally increase to $11,000 in 2002, and anyone who has an estate vulnerable to estate taxes or who is funding high-cost college expenses should consider use of this benefit.