1. As the global increase in popularity of Islamic finance continues, this sector faces new challenges, and critical among these is that of hiring and retaining expertise from a finite talent .......... .

2. The Islamic finance market worldwide at the end of 2007, measured by Shari'a .......... assets, has been estimated at US$550 billion.

3. In the face of this continuing growth, conventional Western financial institutions and governments no longer see Islamic finance and insurance as a .......... but as a valid alternative model for capital growth.

4. An immediate consequence of this expansion is the .......... need for Islamic financial organizations to strengthen their human capital by attracting skilled staff to help these businesses take advantage of new business opportunities.

5. The United Kingdom is an excellent example of the .......... expansion of Islamic finance and its constituent parts.

6. Nevertheless, the US, the UK, and the EU are considered immature markets; not only are they just developing Islamic financial offerings, but they must also sell these products in a market which is still .......... its feet.

7. From the recruitment viewpoint, the shifting of experienced workers from one country to another is very similar to the migration of birds to .......... climes during the winter.

8. Islamic finance is experiencing a .......... in which more companies are newly founded and more projects are undertaken than can be adequately staffed with experienced and knowledgeable individuals.

9. All around the world, headhunting is going on in order to attract these coveted workers with salary and benefit .......... becoming the norm.

10. Dutch auctions have often been employed in recruiting specialists, but this problem is becoming serious, with the demand for qualified, experienced candidates consistently .......... supply.