1. An option .......... is an individual who pays a premium for the right to buy or sell the underlying instrument under the terms of an option contract.

2. .......... checks are advertised as being 'safer than cash', because the issuers promise to replace them if they're lost or stolen; however, the reality is often more harsh, because if the issuer decides that you've been negligent, it may refuse to pay up.

3. The .......... to sales ratio takes the current market capitalisation of a company and divides it by the sales it made in the last 12 months (the market capitalisation is the current market value of a company).

4. I, Terry Semel, the CEO of Yahoo! Inc, certify that I have reviewed this .......... report on Form 10-Q of Yahoo! Inc. and based on my knowledge, the financial statements and other information included fairly present the financial condition, results of operations and cash flows of the registrant for the period presented in this report.

5. If a defaulter wants to continue to repay the overdue loans, she can do so by converting the overdue amount into a Flexible Loan, which is actually a .......... loan, and a borrower can negotiate the repayment plan according to her capacity to pay.

6. By .........., we mean cyclical fluctuations: for example, retail sales tend to peak for Christmas and then decline after the holidays, so time series of retail sales will typically show increasing sales from September through December and declining sales in January and February.

7. .......... Bond Obligations (CBOs) are investment-grade bonds backed by a collection of junk bonds with different levels of risk, called tiers, that are determined by the Quality of junk bond involved; CBOs backed by highly risky junk bonds receive higher interest rates than other CBOs.

8. Procter & Gamble Co. said it will buy the Gillette Co. in a stock .......... worth $57 billion, creating the world's largest consumer products company with 21 brands with $1 billion to $5 billion each in annual sales; P&G will pay 0.975 P&G shares for each share of Gillette, valuing the stock at a premium of 18 percent.

9. It's the end of the financial year, so you'll need to start getting your receipts and bank statements in order in preparation for filing your tax .......... .

10. Financial Analysis is the examination of a company's financial statements: internal .......... analysis is performed to identify how the company's performance has changed over a period of time, and external comparative analysis is conducted to measure the company's performance relative to its competitors.