1. The most common type of pass-through is a mortgage-.......... certificate, where homeowners' payments pass from the original bank through a government agency or investment bank to investors.

2. A 'limited partner', who is prohibited from taking part in management and has no liability for debts beyond his/her investment, is a true .......... partner; however, without a limited partnership agreement, s/he is responsible for the debts of the partnership as a general partner.

3. Multiple listing of equity options that were already being traded as of January 20, 1990, was phased in over a period of time ending in late 1994; thus, by the end of 1994, each option .......... could list any equity option class.

4. The legal requirements will usually pose no problem, but the lack of a market minimizes the enthusiasm for and utility value of the non-.......... stock option plan; still, it offers the most flexibility for the owner-management of a private company to select key personnel and option pricing arrangements to suit management objectives.

5. MIND C.T.I. Ltd, a leading provider of convergent end-to-end billing and customer care product based solutions for carriers worldwide, today announced the record date and .......... date of the previously declared and announced cash dividend of $0.20 per share.

6. When this provision is in a lease, a landlord has the power to collect the maximum rent allowed under regulations in effect at the time; the .......... clause provides that if the regulations are altered during the time of the lease, the tenant must pay the new fee computed pursuant to the revised regulations.

7. With a .......... option, usually the underlying and strike price currency is the foreign one and the currency in which the derivative pays out is domestic, calculated as the option's intrinsic value; this type of investment is paid at a fixed exchange rate, protecting the investor from fluctuations.

8. .......... reserves must be held in the form of vault cash and if vault cash is insufficient, also in the form of a deposit with a Federal Reserve Bank; an institution that is not a member of the FRS can maintain that deposit directly with a Reserve Bank or with another institution in a pass-through relationship.

9. I look for a ..........-to-cash-flow ratio of less than 15 for a large company that can't grow rapidly; for smaller companies, I look at things in more detail because many small companies can go from a dramatic loss to excellent cash flow in one year if they are adding customers without raising costs too badly.

10. Companies often .......... their stock when they believe the price of their stock exceeds the amount smaller individual investors would be willing to pay for the stock: by reducing the price of the stock, companies try to make their stock more affordable to these investors.