1. Almost everything you own and use for personal or investment purposes is a .......... asset; examples are your home, household furnishings, and stocks or bonds held in your personal account.

2. The subprime .......... has been in full swing ever since February 7th 2007, when HSBC (HBC) raised subprime loan loss reserves by 20% and New Century (NEW) announced a net loss for 4Q06 and an accounting probe to determine how big that loss was.

3. Like many small business owners, you may find that it's too expensive to pay an accountant to do routine .......... chores; someone in your organization must take on the responsibility of keeping an accurate set of financial records.

4. These are all cases of the movement of goods irrespective of international sales and purchases, though the movements themselves appear in the international records of imports and exports, and therefore it seems to be assumed, though without any warrant, in the international records of the .......... of trade.

5. The value of landscape trees, used for many architectural, engineering, climatic and aesthetic purposes, is normally greater than the dollar value of the marketable wood they contain, and a realistic .......... of landscape trees is often reQuired to settle legal disputes, damage claims or casualty loss.

6. While there are a number of markets that are used for trading stocks, the .......... market is concerned with buying and selling tangible goods, and may involve such diverse types of products as crude oil and related products, computer supplies such as memory chips, or basic foods such as grains, sugars, or produce.

7. .......... M is that portion of the IRS regulations dealing with the conduit theory, in which investment companies and real estate investment trusts avoid double taxation by passing interest and dividend income and capital gains directly through, without taxation, to shareholders, who are taxed as individuals.

8. The .......... Securities Association was the trade association for primary dealers in US government securities, including MBSs; in 1997, they became known as the Bond Market Association.

9. Until .......... Liability Companies came on the scene, businesspersons (other than sole proprietors) had a choice of business entity generally only of corporations or partnerships, involving a tradeoff between limitations on the liability of the owners for debts of the business and tax savings through a single tax on income.

10. Normally, applying for and receiving a Federal .......... Number through the mail takes six to eight weeks, but with online application, your information is e-filed instantly with IRS when you complete the online application form; they will save this information and immediately assign the number to your business.