1. The distinguishing features of .......... stock normally confer an advantage on Class A shares regarding voting power, and it may also involve liquidation and dividend privileges; this system was used more in the 1920s, as a way of retaining minority control.

2. Total Assets less Non-interest-bearing Current Liabilities (NIBCLs) equals Invested Capital; .......... Invested Capital (ROIC) equals Earnings before Interest and Taxes (EBIT) divided by Invested Capital.

3. The Recording Industry Association of Canada has announced that another 32 individuals have settled copyright .......... suits initiated by the music industry; each of them was charged with illegally downloading over one thousand songs through peer-to- peer networks.

4. With a rise in prevailing interest rates, new bonds generally offer higher yields to keep pace, so pre-existing bonds with lower .......... rates are now less competitive; on the other hand, when interest rates drop, a pre-existing bond's rate becomes more appealing, driving the price higher.

5. I regularly get hard-sell emails from debt .......... organizations offering me low-interest balance-transfer deals for credit card debt or promising they'll give me lower interest rates, reduce my monthly payments — and all I need to do is make 'a single easy payment'.

6. The Federal .......... Bank of New York is one of twelve regional banks; the 'Fed', as this system is often called, is an independent government entity created in 1913 by the US Congress for the purpose of serving as the central bank of the USA.

7. His aim is to become the most well-connected .......... in Japan, an insider in a system in which insider status counts for everything, and Collinson, the CEO of Cripplecreek Holdings LLC, has gambled nearly US$3.0 billion of his investors' money that his constant networking will pay off.

8. After the company fixes the record date, the National Association of Securities Dealers or the stock exchanges set the ..........- dividend date, which is normally 2 business days before the record date.

9. At the request of the applicant, a .......... quotation may be provided in writing for a specific private works job and must be accepted in writing prior to the job commencement; Quotations shall be valid for 60 days, after which time an updated quotation will be provided on request.

10. An investor can own shares of common stock either directly in her name, including shares acquired through demutualization, in which case she is the holder .........., or indirectly through a bank, broker or other nominee.