1. stock is stock that allows for the right of suffrage with respect to the firm's affairs.

2. One approach to accounting for depreciation is to use one of the .......... methods (including the Sum of the Year's Digits and the Declining Balance), which are more conservative and, in most cases, accurate, assuming as they do that an asset loses a majority of its value in the first several years of use.

3. Municipal bond .......... protects investors in two ways: occasionally, cities or states that issue debt securities get into financial difficulty and may not be able to pay interest and principal on their debt as scheduled, or rating agencies may lower the ratings on an issuer's securities, causing the market value of its securities to decline.

4. Washington, D.C., Sept. 27, 2007 — The Securities and Exchange Commission today charged the Federal Home Loan .......... Corporation (Freddie Mac) with securities fraud in connection with improper earnings management beginning as early as 1998 and lasting into 2002.

5. Using .......... II quotes, an average investor can make a very informed decision as to whether to buy or sell based on this sometimes extensive information about who is willing to purchase or unload a particular stock and for how much.

6. .......... Mortgage Insurance (PMI) is extra insurance that lenders require from most home buyers who obtain loans of more than 80% of their new home's value; it protects a lender against loss if a borrower defaults and enables borrowers with less cash to have greater access to home ownership.

7. .......... is a term for a person who handles large sums of money, usually involving money lending, financing projects, large-scale investing, or large-scale money management; the term has upscale and haughty connotations, and the stereotype portrayed by the term is typically of a wealthy and powerful person.

8. The margin maintenance rules require that the investor's .......... (the current value of his stock less the value of the margin loan) stay at a certain level; if the maintenance rules reQuire that it remain at 50 percent, and then the stock value falls below 50 percent, the investor would receive a 'margin call' from the brokerage firm.

9. The balance of .......... is an accounting of a country's international transactions over a certain time period; it shows the sum of the transactions (purely financial ones, as well as those involving goods or services) between individuals, businesses, and government agencies in that country and those in the rest of the world.

10. If you are receiving or making payments for a loan or installment sale, but little or no interest is stated on the contract, the Internal Revenue Service assumes a rate of interest based on the published .......... federal rate.