1. The .......... value is the sum for which the lessee can purchase the vehicle at the end of its lease term, if s/he decides s/he would like to buy it.

2. After deciding what percent of the portfolio to devote to a sector .......... strategy, the investor then identifies the business cycle to target, and once this is accomplished, he determines which companies will benefit from it.

3. A bond agreement may also include a .......... fund provision requiring a company to repay a specific number of bonds in specific years or to retire a portion of a bond issue each year until it has been fully repaid.

4. Stock traders will frequently choose the simple buy-low-and-sell-high, range-limited approach, but as we attempt to choose the next major bottom or top, we may experience the frustration of our trade being stopped .......... while the market continues to slightly new lows or highs.

5. The manager of .......... fund may intentionally sell some stocks for losses specifically so that these losses can offset future gains or actively sell shares with the highest cost to create as slight a gain as possible — or even a loss.

6. In the administration of estates for private individuals, the .......... company has mostly replaced personal attorneys, because it has the advantage of corporate responsibility and continuous life, proper offices, burglar- proof safes, and specialized employees in each department.

7. A wage .......... permits your creditor to require that your employer deduct funds from your pay check in order to pay your debt, and because it is a voluntary deduction to which you must agree, it can be enforced without a court ruling.

8. .......... Gross Income equals income from taxable sources less allowable adjustments; it is utilized to determine taxable income by deducting personal exemptions plus either itemized or a standard deduction.

9. Its Corporate .......... Committee has reviewed all criteria for qualified independent underwriters and recommended certain amendments to the Board of Governors of the NASD, which has approved them.

10. Payroll taxes are garnished under the authority of the Federal .......... Contributions Act; in the first 1935 legislation, the benefit provisions were listed in Title 2 of this law, and that is why Social Security is sometimes called 'the Title 2 program'.