1. A .......... will is a legal document that informs the doctor of what care you would like to receive in specific situations.

2. A(n) .......... is a legal declaration that states how people want their belongings to be disposed of after their death.

3. Because there is always .......... between "will" and "living will", many states have adopted the names "health care directive" or "advanced health care directive" for "living will".

4. .......... planning is the general planning of an individual's wealth, along with the arrangements for his will and taxes after his death.

5. Neither will or living will can be replaced by the other. A(n) .......... estate plan will contain both of these documents.

6. When people want secure health protection, they get .......... insurance. This will assure them proper medical care when they need treatment for an illness or preservation of their mental or physical well-being.

7. If you don't have a will and you die, your estate will be .......... according to a strict legal formula that may cause a troublesome dispute over your belongings.

8. Although some do, it is not advisable for couples to write .......... wills for two reasons: it is only effective after both spouses die, and it cannot be changed when one of them is dead.

9. It is necessary for two witnesses who are not .......... of the will to be present when an individual signs his will.

10. For a will to be properly .......... it must be signed.